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The map I never had.

Long-form, plain-English writing on UK personal finance, money coaching, ISAs, pensions and tax. Free, always.

17 May 2026·3 min read

The £100,000 trap: how I lost a decade of tax savings (and how you can avoid it)

A Chartered Accountant's honest account of how moving to the UK without a financial map cost more than £100,000 - and the steady steps that would have prevented it.

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