The blog
The map I never had: UK personal finance blog
Long-form, plain-English writing on UK personal finance, money coaching, ISAs, pensions and tax. Free, always.
Browse by tag
First-Time Investor Checklist: 7 Things to Do Before You Buy Your First Fund
Before you open an investing app, do this first. A practical checklist for UK first-time investors covering debt, emergency funds, ISAs, SIPPs, and more.
Read the post →Financial Coach vs Financial Adviser: What's the Difference in the UK?
Financial coach or financial advisor — which do you need? Learn the key differences in the UK, including FCA regulation, costs, and what each one actually does.
Read the post →The Financial Stuff Nobody Tells SEN Families. And Why It Matters More Than You Think.
What SEN families need to know about benefits, Junior ISAs, Disabled Persons' Trusts and legal authority - and why the timing matters more than you think.
Read the post →The ISA Allowance: What Most People Miss (And How to Use It Properly)
A Chartered Accountant's guide to using your £20,000 ISA allowance properly - Stocks and Shares ISAs, the Lifetime ISA, Junior ISAs, and Bed and ISA.
Read the post →The £100,000 trap: how I lost a decade of tax savings (and how you can avoid it)
A Chartered Accountant's honest account of how moving to the UK without a financial map cost more than £100,000 - and the steady steps that would have prevented it.
Read the post →