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The map I never had: UK personal finance blog
Long-form, plain-English writing on UK personal finance, money coaching, ISAs, pensions and tax. Free, always.
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Disabled Persons' Trust vs Discretionary Trust: What Is the Actual Difference?
Both trusts protect your child's benefits, but the tax treatment is very different. A Chartered Accountant and SEN parent breaks down what each one actually costs.
Read the post →First-Time Investor Checklist: 7 Things to Do Before You Buy Your First Fund
Before you open an investing app, do this first. A practical checklist for UK first-time investors covering debt, emergency funds, ISAs, SIPPs, and more.
Read the post →Financial Coach vs Financial Adviser: What's the Difference in the UK?
Financial coach or financial advisor — which do you need? Learn the key differences in the UK, including FCA regulation, costs, and what each one actually does.
Read the post →The £100,000 trap: how I lost a decade of tax savings (and how you can avoid it)
A Chartered Accountant's honest account of how moving to the UK without a financial map cost more than £100,000 - and the steady steps that would have prevented it.
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