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The map I never had: UK personal finance blog

Long-form, plain-English writing on UK personal finance, money coaching, ISAs, pensions and tax. Free, always.

Filtering byLPAs·5 postsClear filter
·7 min read

Understanding Mental Capacity: Why It's Not As Simple As You Think

Mental capacity is not a blanket yes or no. A SEND parent shares how she thinks about capacity in buckets, what the law actually says, and why that is more reassuring than it sounds.

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·10 min read

How to Prepare for Your LPA: Questions to Ask Yourself and a Step-by-Step Guide

Before you open the gov.uk tool, do the thinking first. A personal guide to choosing your LPA attorneys, writing your wishes, and completing the process step by step.

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·8 min read

Lasting Power of Attorney UK: What Immigrants and SEN Parents Need to Know

If you grew up where family decisions were enough, the UK's LPA rules will surprise you. A plain-English guide to health and financial LPAs- costs, process and why timing matters.

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·7 mins

What happens to my child's benefits when she turns 18?

A plain-English guide for SEN families on what happens to DLA, PIP, Carer's Allowance and Universal Credit when your child turns 18. Information and personal experience, not regulated financial or legal advice.

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·8 min read

The Financial Stuff Nobody Tells SEN Families. And Why It Matters More Than You Think.

What SEN families need to know about benefits, Junior ISAs, Disabled Persons' Trusts and legal authority - and why the timing matters more than you think.

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